With D&B’s Commercial Credit Score, you can:
- Automate decision-making
- Make more consistent decisions across the entire organization
- Process large volumes of transactions faster
- Free up resources to look at time-intensive borderline decisions
- Reduce the cost of full-scale application and annual risk reviews
- Apply scores across an entire portfolio to quickly identify risk and opportunity
- Manage collection resources with prioritized actions for delinquent accounts
- Satisfy regulator needs for timely, consistent and objective review of account-level decisions a
Business Summary: Company overview with address, sales figures, D-U-N-S® Number, number of employees, business start date, current management start date, and the D&B rating when available.
Commercial Credit Summary: Includes the CCS class, national percentile and score.
Incidence of Delinquency: Shows the percentage of firms in a given class that have experienced delinquency patterns over the past year, along with the delinquency rate in each class.
Projected Performance Table: Provides the national failure rates for each class.
Commercial Credit Score Trend: Graph which compares a company with industry norms (upper, median and lower quartile) over a 12-month rolling average. In addition to highlighting the historical trend, this graph helps you rank your risk.
Payment Index: The Paydex® is a single numerical score which is calculated daily and provides an instant overview of how a company pays its bills.
