Financial Stress Score Report
Find out which companies are most likely to go out of business and leave you in the lurch before you do business with them. With the D&B Financial Stress Score Report, your decisions are based on statistically verified information instead of intuition. Decide with confidence which companies are better for your bottom line.
The Financial Stress Scoring model utilizes D&B’s vast database on over one and a half million Canadian businesses. Then we analyze the data using statistical probabilities to classify public and private companies into three risk classifications of financial stress:
- Risk Class Segmentation
Identifies the business and financial characteristics of companies that share the same risk class
- National Percentile Ranking
The relative ranking of a company among all scored companies in our files
- Commercial Credit Raw Score
A precise measure of risk level
D&B is your only source for commercial credit scoring, with 94% of Canadian businesses in our database.
With D&B’s Financial Stress Score Report you can:
- Automate decision-making
- Reduce bad exposure by making informed decisions
- Improve marketing strategies
- Make fast, expert credit decisions
- Enhance your purchasing portfolio results
- Improve your collections performance
- Business Summary: Company overview with address, sales figures, D-U-N-S® Number, number of employees, business start date, current management start date, and the D&B rating when available.
- Financial Stress Summary: Includes the financial stress class, the national percentile and the score.
- Incidence of Financial Stress: Shows the percentage of firms in a given class that went out of business over the past year with loss to creditors.
- Financial Stress Failure Table: Provides the national failure rates for each financial stress class, as well as a comparison to the national average failure rate by class.
- Financial Stress Score Trend: A graph that compares a company with industry norms (upper, median and lower quartile) over a 12-month rolling average. In addition to highlighting the historical trend, this graph helps you rank your risk and is a quick and easy way to compare a company`s financial stress to others in the same industry.
- Payment Index: The Paydex® is a single numerical score which is calculated daily and provides an instant overview of how a company pays its bills.
