Introducing enhanced, highly predictive Financial Stress and Commercial Credit Scores for an uncertain world

As part of our DUNSRight Quality Process, D&B regularly evaluates and enhances our predictive scoring models to bring you greater insight on the businesses you inquire about.  Recently, unprecedented economic change has contributed to a shift in the pattern of business failures and an increase in payment delinquency.

 

In response, we have enhanced the D&B Financial Stress Score (FSS) and Commercial Credit Score (CCS).  These scores help you predict the risk of business failure (FSS) and payment delinquency (CCS), enabling you to make more confident business decisions. The new FSS and CCS feature four key enhancements: 

• Overall improvement in predicting delinquency and failure in the lowest scoring 20%

•   18% improvement in the Financial Stress Score’s ability to predict business failure

•   15% improvement in the Commercial Credit Score’s ability to predict severe delinquency

•  New Sources of Macroeconomic data and National Debt Ratings (FSS model only)

• A re-defined Risk Class Scale now makes both score models more intuitive

• Daily score calculations to better leverage the dynamic updates to the data used to calculate the scores

Learn more about the enhanced Financial Stress Score and Commercial Credit Score with these special resources

You may need to adjust your company’s decisioning process to accommodate the new score. To help you better understand what the change means for you and the businesses in your portfolio, click on the following:

• Take 10 minutes to listen to a Live Meeting Recording where D&B Canada Director of Scoring & Analytics, Christie Zuk reviews the new score.

• Review the Frequently Asked Questions (FAQs) for more information on the enhanced Financial Stress Score and Commercial Credit Score

• We are committed to supporting you with a smooth transition to the enhanced Financial Stress Score. If you have questions, contact your D&B Relationship Manager or our Customer Service Center at 1.800.463.6362.